Check fit
Our Fulcrum tool enables agents to help clients preview how their company and employees may benefit from an ICHRA plan in minutes.
Model
Eliminate the burden of finding a group plan that works for every-one. Let your team decide!
Empower your team
Eliminate the burden of finding a group plan that works for every-one. Let your team decide!
Deploy
Advance Reimbursement Checking (ARC) Accounts are funded for automatic monthly premium payments. Pre-tax payroll deductions are set up for off-exchange plan documents and administrative reports are created.
- Real time visualization of your ICHRA plan
- Set employers into classes with different contribution amounts
- Adjustments in real-time
- Provide employees with visibility of the government subsidy dollars available to them
- Advanced Reimbursement Checking (ARC) Accounts established for each employee.
- Accounts are set for automatic payment, pre-funded with the employer contribution and the employee’s portion of the premium
- Advanced Reimbursement Checking (ARC) Accounts established for each employee.
- A payroll file is provided for deductions
Other ICHRA Platforms
- Limited plan modeling functionality.
- Employers enter their information and, days later, receive a static proposal.
- No assurance of compliance, no ability to make changes without a lengthy delay.
- Employees may pay for their plan using an employer contribution, not realizing they could receive a higher level of financial support through available government subsidies.
- The employee pays the full premium and files for reimbursement as an expense.
- This often creates financial hardship or lapses in coverage for the employee and administrative burden for the employer.
Other ICHRA platforms
- Real time visualization of your ICHRA plan
- Set employers into classes with different contribution amounts
- Adjustments in real-time
- Provide employees with visibility of the government subsidy dollars available to them
- Provide employees with visibility of the government subsidy dollars available to them
- Limited plan modeling functionality.
- Employers enter their information and, days later, receive a static proposal.
- No assurance of compliance, no ability to make changes without a lengthy delay.
- Employees may pay for their plan using an employer contribution, not realizing they could receive a higher level of financial support through available government subsidies.